Written By Lexx Thornton Fannie Mae announced a major policy change, effective November 16, 2025, that removes the mandatory minimum credit score for loans submitted through its automated system, Desktop Underwriter (DU). The current 620 minimum representative credit score for loans processed by DU will be eliminated. Instead of relying on a floor score, DU will use its own advanced analysis of the borrower’s risk factors to determine loan eligibility. This update also expands Fannie Mae’s ability to help lenders document nontraditional credit history and signals when homebuyer education is required for borrowers with thin or no traditional credit files.
The post Fannie Mae Drops Credit Score Rule for DU Loans appeared first on HBCU News.
