The Knowledge

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What is a Health Savings Account (HSA)?

Good health care is a privilege many people do not have. The outbreaks of new diseases and a global pandemic have shone a light on this privilege. It is crucial to create viable structures that will help safeguard your health. While having good health care is not accessible to many, those who do have it […]

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How We Move Beyond the Racial Wealth Gap in America: Part II.

In the second half of this series, I’m exploring current proposals that could help close the racial wealth gap, individual actions you can take to help reconfigure our systems, and a few next steps to help you and your family rise above the statistics. As I wrote in part one of this series, the racial

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How the Racial Wealth Gap Affects Me: Part I

While the solution and causes behind the racial wealth gap are complicated, the problem itself is simple. The fact is, Black families in the U.S. hold about 15% the wealth of white families. Because it takes wealth (or capital) in this country to create more wealth, it has become mathematically impossible to catch up. One

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Avoiding Car Buying Scams During the Tax Refund Season

With the tax refund season in full swing, everyone is looking to use their extra cash for something worthwhile—to make a worthy purchase. For many, buying a used car tops their list of purchases during this season. Getting a car is almost a necessity as it takes away many challenges like transportation and ease of

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