Personal Finance

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Thousands of Student Loans Were To Be Forgiven— And Then This Happened

Some of our posts include links to retailers. If you buy something from clicking on one, G/O Media may earn a commission. Because editorial staff is independent of commerce, affiliate linking does not influence our editorial content. On average, Black college graduates possess $25,000 more in student loan debt than white college graduates. President Joe […]

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President Biden’s Student Loan Cancellation Plan Looked Like It Was Back On, Until…

On average, Black college graduates possess $25,000 more in student loan debt than white college graduates. President Joe Biden has made several attempts to cancel student loan debt — which would have a significant impact on Black borrowers — but has not been able to because of opposition from the courts. Read more…

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The 4 Pillars of a Solid Financial Foundation

While investing in the newest currency, technology, or financial instrument out there can be both interesting and lucrative, the reality is that true sustainable wealth is built when you have a strong financial foundation in place. That means starting with the basics. I recommend streamlining and simplifying as often as possible, which is why I

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7 Money Moves to Make in 2022

New year, new you! Let’s be honest, most of us have just been hanging on for dear life over the last two years. We all got thrown a major curveball and now we’re finally starting to get back on track inside whatever this new version of life will look like. If you’re anything like me,

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New Investors Should Do These 5 Things When Researching Stocks

Great news neighbors, last year, I hit my goal of reaching $100,000 in my net worth. That means I calculated all my assets and subtracted my liabilities, which totaled over $100,000 of assets. To say I was excited is an understatement. In addition to accomplishing my goal, I also purchased a brand-new house for $270,000.

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Worth Winning Your Money Relationship: An Interview with Lauryn Williams

The following interview with Lauryn Williams of Worth Winning was conducted over email and edited for flow and clarity. Lauryn Williams is a CFP, an entrepreneur, and a podcast host. She is just coming off the heels of hosting her very first financial retreat, The Worth Winning Retreat, which was a success. As a former

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6 Investment Options to Grow Your Wealth

Investing means using your money to earn more money. Those designer shoes you buy before your job interview are not an investment. In order for something to count as an investment, you must use capital of some type to purchase an asset that in turn has the ability to earn interest. The shoes may give

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8 Ways to Improve Your Personal Finances

Through my Financial Coaching practice with The Financial Gym, I’ve been able to work with hundreds of people from all different backgrounds. I have in-depth conversations with clients to learn their financial histories and future goals while creating comprehensive financial plans to help them achieve those goals. Through this work, I have started to notice

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What is a Health Savings Account (HSA)?

Good health care is a privilege many people do not have. The outbreaks of new diseases and a global pandemic have shone a light on this privilege. It is crucial to create viable structures that will help safeguard your health. While having good health care is not accessible to many, those who do have it

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