By Lexx Thornton While the FAFSA focuses on aid, the data collected by the Department of Education (DoE) sends a critical signal: students must scrutinize post-graduation earning potential. Choosing a school where graduates consistently face high debt relative to low earnings is a financial trap. The DoE emphasizes the debt-to-earnings ratio, which compares a graduate’s average loan burden to their typical income two to four years post-graduation. If median annual earnings are barely higher than the median student loan balance, the return on investment is insufficient, leading to financial instability. Before accepting an aid package, be your own financial counselor:
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